Friday, March 10, 2017

cds - What is Base- vs. Implied Correlation of a CDO tranche?


What is the difference between Base Correlation and Implied Correlation for a CDO tranche?



Answer



An implied correlation $\rho_i(k_1,k_2)$ is a correlation that matches the $(k_1,k_2)$ tranche price $P_{k_1}^{k_2}$ (usually computed under a gaussian or student t copula)


$$ C(k_1,k_2,\rho_i(k_1,k_2)) = P_{k_1}^{k_2} $$



For mezzanine tranches, there can sometimes be two different implied correlations matching the tranche price.


A base correlation $b_i(k_2)$ is a correlation that matches the price of the tranche, plus all higher-risk tranches "beneath" it, so we can write it as


$$ b_i(k_2) = \rho_i(0,k_2) $$


where we obtain $P_{0}^{k_2}$ as $$ P_{0}^{k_2} = \sum_{k_i\leq{k_2}}P_{k_{i-1}}^{k_i} $$


The pricing function $C(0,k_2,\rho)$ is monotonic in $\rho$, hence the base correlation is unique. This allows practitioners to think about correlations a bit more like they previously thought about implied volatility (and volatility skews) for options.


The super-senior tranche has (trivially) a base correlation that matches the price of the entire underlying instrument, since it is $\rho_i(0,1)$.


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